It’s wise to consider purchasing your own health care insurance when leaving a group health plan – a plan that will follow you, no matter what path in life you take, offering you solid, yet affordable coverage to help protect you when your group health benefits end.
FollowMe™ Health Insurance Plan for CARP Members offers you a choice of four plan options. You can select a plan option that best suits your needs and budget.
1 Guaranteed acceptance upon meeting the eligibility criteria and receipt of first premium payment. See full product brochure for details.
What’s Covered?
FollowMe™ Health Insurance Plan for CARP Members can help you to cover the costs of routine medical expenses, such as:
- Prescription drugs 2
- Dental services
- Vision care
- Hospital benefits
Plus, extended health care coverage that includes:
- Registered specialists and therapists
- Homecare and nursing
- Prosthetic appliances and durable medical equipment
- Accidental dental
- Hearing aids
- Ambulance services
- Lifeline® Emergency Responsive Service
2 Review Plan details below for limitations and exclusions on some prescription drugs.
| Coverage Basics | Basic | Enhanced | Enhanced Plus | Premiere |
|---|---|---|---|---|
| Prescription Drugs |  |
|
|
|
| Dental |  |
|
|
|
| Vision Care | |
|
|
|
| Hospital Benefits | |
|
|
|
| Extended Health Care: Lifetime Maximum | $100,000 | $200,000 | $200,000 | $300,000 |
Included in all plans, at no additional cost
Provides payment for accidental death or dismemberment resulting from an accidental bodily injury occurring within a year of the date of the accident
Allows family members to remain covered for one year following the death of an adult insured
Pays a scheduled amount depending on which bone is fractured. If more than one bone is fractured in a single accident, the amount payable is for the most severe fracture.
Provides 24-hour monitoring service for people coping with medical problems at home.
Lifeline® is a trademark of Lifeline Systems Inc.
You are eligible to apply for the FollowMe™ Health Insurance Plan for CARP Members if:
- you are a CARP member
- a Canadian resident, and
- your participation in a group health plan will soon end or has recently come to an end due to career change, job loss, retirement or because you have reached the maximum age allowed by your group plan; and
- you are not ill or injured at the time your group coverage ends
Limitations & Exclusions:
Additional conditions, limitations and exclusions may apply.
- The information included on this website is not a contract. Actual terms and conditions are detailed in the policy issued by Manulife upon final application approval.
- It contains important details, concerning exclusions, conditions and limitations. Please review them carefully.
Please also remember that the FollowMe™ Health Insurance Plan for CARP Members is not intended to provide and will not provide the same exact coverage that you may have had under your group health insurance plan.
The prescription drug coverage available under this plan is limited to costs not covered by the RAMQ Prescription Drug Insurance Plan. It is not intended to be a replacement for the RAMQ plan. In order to be eligible for coverage under this plan, you must have a provincial/territorial health card and be registered under the RAMQ Prescription Drug Insurance Plan or have equivalent coverage under a group plan.